Capital Properties – property investment case studies

Guiding Australian Defence Force members through strategic property Investments

How Capital Properties helps ADF members secure financial independence 

At Capital Properties, it’s our mission to help Australian Defence Force (ADF) members utilise their disposable income to invest in property and achieve long-term financial independence. Over the years, we’ve had the privilege of guiding many clients through their successful property investment journeys.

In this blog post we’ll share some of our property investment case studies so you can see why property investment is such a great way to build long-term wealth and how we help make it achievable for ADF members like you.

The Capital Properties team are commited to our clients’ financial well-being. That’s why it’s our mission to help Australian Defence Force (ADF) members utilise their disposable income to invest in property and achieve their lifestyle goals. These case studies demonstrate the value of specialist advice in this field.

To get started, book in for our FREE Capital Properties Discovery Session. Or, if you’re due for a review, check out our Capital Properties Pinnacle Support Program.

On the go? Here’s 30 seconds of take outs:

  • Capital Properties property investment case studies demonstrate how we help our clients to build long-term wealth.
  • Case study 1 – Strategic property investing: This officer used grants & entitlements to save $50,000 & purchase 2 investment properties.
  • Case study 2 – Navigating post-covid property market: Post covid investment meant researching population movements & predicted market growth to identify growth suburbs. The outcome: an investment that delivers a strong rental yield & $38,010 in capital gains in less than a year.
  • Case study 3 – Maximising value with Capital Properties Buyers Agent: Multiple ADF members who’ve used our Buyer’s Agent service to purchase undervalued properties in the market.
  • Case study 4 – Long-term property investment success: Ex-member of the Royal Australian Navy working with Capital Properties to purchase his fourth investment property & optimise his property portfolio.

Keep reading >>

CASE STUDY 1: STRATEGIC PROPERTY INVESTING TO BUILD WEALTH  

Client Profile: Maritime Warfare Officer (Navy), ADF

This proactive naval officer approached us early in her career with a goal of building financial independence through property investment. The Capital Properties team worked with her in our FREE Discovery session to ascertain her readiness for investment and clarify her long-term goals. In a follow up Strategy Session, we identified her risk profile and prepared a cash flow analysis to help us select the best market and property criteria that fit her posting locality and her overall lifestyle.

By utilising her grants and entitlements the Capital Properties team uncovered $50,000 in savings allowing this Officer to purchase not one, but two, investment properties, setting her on a path toward financial independence.

Case study 1 property:

– Location: Secret Harbour, WA

– Type: Investment

– Property details: 5 bedrooms, 2 bath, 2 garage, 496m²

– Total purchase price: $495,681 (December 2020)

Land: $228,000

Build: $267,681

Investment outcome:

  • Rental yield: $600 per week
  • Valuation (2024): $752,000
  • Capital gain: $256,319

CASE STUDY 2: NAVIGATING POST-COVID PROPERTY MARKETS WITH EXPERT GUIDANCE

Client Profile: Consultant, Professional Services Industry

In November 2023, a client with a robust understanding of the Australian economy sought our expertise in property investment. And having been on our database since 2016, they knew that the Capital Properties team offered the expertise that they needed to make the move into property investment in this tricky market.

This client was clear in their objectives, to find a property that would attract great tenants, deliver a strong and reliable rental income, and deliver the trifecta of excellent capital gains in the longer term.

Our extensive research on population movements and predicted market growth, identified a suburb in the Moreton Bay Region of Queensland called D’Aguilar. Currently, approximately 17% of D’Aguliar’s occupants live in rental accommodation and that demand is increasing with low housing stock available. The suburb has seen property value growth by 5% over the past year and nearly 34% in the last 2 years. D’Aguilair meets all our selection process criteria for a successful investment property.

The Capital Properties team strategically engaged a builder and developer at wholesale prices and were able to secure a property for our client that was well below the median house price for the suburb. As predicted, the property has already appreciated significantly above the contract price. Construction progress has been swift, with the property currently at the framing stage in under 4 months. Completion is scheduled for Q3 2024, setting the stage for another successful investment venture.

Case study 2 property:

– Location: D’Aguilair, QLD

– Type: Investment

– Property details: 4 bedrooms, 2 bath, 2 garage, 602m²

– Total purchase price: $659,990 (2023)

Land: $294,465

Build: $365,525

Investment outcome:

  • Rental expectation: $700 per week
  • Valuation (January 2024): $698,000
  • Capital gain: $38,010 at settlement (February 2024)

CASE STUDY 3: MAXIMISING VALUE WITH CAPITAL PROPERTIES BUYER’S AGENT SERVICES

Client Profiles: Multiple ADF members

The Capital Properties Buyer’s Agent service specialises in sourcing many different types of property options to suit our client’s goals. We understand that ADF members are often time-poor, so we do the hard work for you. That means researching the current market value for owner-occupied properties and recommending investment properties with higher yield and long-term capital gain potential. We can also evaluate value-added potential with subdivisions and renovations and even advise on industrial and commercial property.

Many of our clients who’ve used our Buyer’s Agent service benefit from our keen eye for undervalued properties in the market. This case study showcases several clients who, with our guidance, made savvy property investments to secure their financial future.

Case study 3 – Property 1:

– Location: Mango Hill, QLD

– Type: Investment

– Property details: 3 bedrooms, 1 Bath, 2 Garage, 741m²

– Year built: 1999

– Purchase price: $750,000 (July 2022)

Investment outcome:

  • Rental yield: $650 per week
  • Valuation: $841,000 (Recent CBA bank valuation)
  • Capital gain: $91,000

This property was identified as being under market value.

This client is currently working with Capital Properties to purchase a second property.

Case study 3 – Property 2:

– Location: Griffin, QLD

– Type: Investment

– Property details: 3 bedrooms, 2 bath, 1 garage, 300m²

– Year built: 2021

– Purchase price: $645,000

Investment outcome:

  • Rental yield: $520 per week
  • Valuation: $788,000 (Recent CBA bank valuation)
  • Capital gain: $143,000

This property was also identified as being under market value. The Capital Properties Buyers Agent negotiated a further discount for our client.

Case study 3 – Property 3:

– Location: Kensington Grove, QLD

– Type: Owner occupied

– Property details: 4 bedrooms, 2 bath, 8 garage/shed

– Year built: 2017

– Purchase price: $780,000

Investment outcome:

  • Potential rent: $680 per week
  • Valuation: $902,000
  • Capital gain: $122,000

This property was purchased in the peak activity period of 2022

and we still were able to negotiate a $19,000 discount from the list price.

Case study 3 – Property 4:

– Location: Thornton, NSW

– Type: Investment

– Property details: 4 bedrooms, 1 bath, 1 garage, 656m²

– Year built: 1980

– Purchase Price: $695,000

Investment outcome:

  • Rental yield: $620 per week
  • Valuation: $756,000
  • Capital gain: $61,000

The Capital Properties Buyers Agent determined that this property was under market value, so we offered full asking price +$5,000 to secure the sale. This client is in the process of refinancing to set up an equity loan for a second property purchase and is well on the way to becoming a switched-on investor.

In each of the property investment case studies above, the Capital Properties Buyers Agent identified properties under market value and successfully negotiated favourable purchase terms. These investments have appreciated significantly, providing our clients with robust rental incomes and substantial capital gains.

CASE STUDY 4: LONG-TERM PROPERTY INVESTMENT SUCCESS

Client Profile: Former serving member of the Royal Australian Navy

This ex-member of the Royal Australian Navy purchased his first investment property (in Bendigo, VIC) with Capital Properties in 2014.  Later that year, he grew his portfolio with his second investment property in the Hunter Valley region of NSW.

After his retirement in 2018, he used our services to purchase a third investment property in Brisbane. And now, clearly committed to a long-term investment strategy, he has approached us for guidance in investigating his fourth property purchase and optimising his entire property portfolio.

Like many of our Royal Australian Navy clients he was posted to a Major Fleet Unit at the time of his first and second property purchases. This is a very restrictive environment to facilitate a property purchase let alone do the necessary research to make a well-informed decision. Capital Properties facilitated both property purchases and our Property Investment Tools and Apps with online calculators, checklists etc. helped him track  everything from rental yield to tax returns.

And our support didn’t stop there. The Capital Properties Pinnacle Support Program allows all our clients a free annual Strategy Session Review. This review covers the investment property(ies) cash flow position, a comparative market analysis, tenancy and maintenance tips and a strategic plan to continue building wealth.

Because of our detailed planning and ongoing support, this client’s investment has seen remarkable growth with a total capital gain of $1,248,010.

Case study 3 – Property 1:

– Location: Huntly, Bendigo, VIC

– Type: Investment

– Property details: 2 bedrooms, 2 bath, 2 garage

– Total purchase price: $307,000 (2014)

Land: $81,000

Build: $226,000

Investment outcome:

  • Rental yield: $430 per week
  • Valuation (February 2024): $517,000
  • Capital Gain: $210,000

Case study 3 – Property 2:

– Location: North Rothbury, NSW

– Type: Investment

– Property details: 3 bedrooms, 2 bath, 2 garage

– Total purchase price: $395,000 (2014)

Land: $130,000

Build: $265,000

Investment outcome:

  • Rental yield: $545 per week
  • Valuation (February 2024): $1,057,000
  • Capital Gain: $662,000

Case study 3 – Property 3:

– Location: Thornlands, QLD

– Type: Investment

– Property details: 4 bedrooms, 2 bath, 2 garage

– Total purchase price: $534,990 (2018)

Land: $305,000

Build: $229,990

Investment outcome:

  • Rental yield: $580 per week
  • Valuation (February 2024): $911,000
  • Capital Gain: $376,010

Can you relate to any of these property investment case studies? Or are you sitting there thinking you ought to have bitten that bullet years ago? It’s never too late to start. Get in touch with our team asap to see how Capital Properties can help you create wealth from strategic property investment.

Whether you’re just starting your investment journey or looking to optimise an existing portfolio, our team is here to help you navigate the property market with expertise and confidence. Let us help you achieve your financial goals and secure a prosperous future.

Book your FREE Capital Properties Discovery Session today, or discover the Capital Properties Switched-On Strategy Series and Capital Properties Pinnacle Support Program to take you to the next level.