Matthew’s journey from property investment client to consultant

At Capital Properties, we pride ourselves on not only helping Australian Defence Force (ADF) members achieve their property investment goals but also on nurturing and supporting our clients beyond their service years.

Matthew Bondarczuk’ s journey is a testament to this commitment. Starting out as a client of Capital Properties, Matthew has transitioned to a pivotal role as a Property Consultant within our expert team. Looks like he saw something in us, just as we did in him! This is his story.

Our free Capital Properties Discovery Session is designed to help you make informed investment choices and take advantage of the various entitlements for Defence members.

You can click on the link to book, visit our website, or call 1300 653 352 to speak to Matthew or another Capital Properties expert.

On the go? Here’s 30 seconds of take outs:

• Matthew Bondarczuk served 10 years in the Royal Australian Navy.
• He acquired qualifications in Leadership, Business, Engineering, & Risk Management & is completing a Bachelor of Business, majoring in property & development.
• Matthew received the Navy Innovation Award for the research study: “Financial Education – A Critical Retention Tool for the Royal Australian Navy”.
• Matthew became a client of Capital Properties between 2016 & 2017, then transitioned to a role as Property Consultant in 2024.
• His passion for property investment & dedication to helping others achieve financial stability make him a valuable asset to the Capital Properties team.

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Meet Matthew Bondarczuk

Matthew grew up in sunny Perth, Western Australia, At the age of 17, he pursued his dream of joining the Australian Defence Force, fulfilling that ambition with distinction by serving for 10 years in the Royal Australian Navy as both a sailor and an officer.

Not one to rest on his laurels, Matthew pursued extensive education in the Navy, completing multiple engineering qualifications and associated diplomas in leadership and project management. He was awarded the Navy Innovation Award for his paper submission and research study titled “Financial Education – A Critical Retention Tool for the Royal Australian Navy.” 

The Former Chief of Navy Michael Noonan testified that “Matt is a dedicated, highly respected, and widely experienced Naval Officer. With qualifications in Leadership, Business, Engineering, and Risk Management, he is a very versatile leader and Defence professional. Matt is driven and conscientious and goes out of his way to help others.”

What drives Matthew

Matthew is an avid traveller and 4WD enthusiast. But giving back is where he finds true satisfaction.  He dedicates his spare time to volunteering, assisting veterans, and representing the Australian Veteran Alliance in the DVA Young Veterans Contemporary Needs Forums.

Not one to shy away from challenges, Matthew will admit that one of his most onerous experiences was completing the clearance diver assessment in the winter of 2018. This rigorous process tested his physical and mental limits, but it also solidified his resilience and determination. And it’s that same grit that impressed us here at Capital Properties when we first had the pleasure of meeting him.

Transitioning to Capital Properties

Matthew became a client of Capital Properties between 2016 and 2017 when he sought out the guidance of our strategic property investment services. Matthew’s first impression of Marcus Westnedge (Owner of Capital Properties) was that he was easy-going, switched-on property expert, whose expertise and approachable nature made a lasting impression.

And Marcus could see that Matthew had a very similar vision to his own when it came to building a brighter future for himself and his family, as well as a drive to help others in the ADF achieve their future financial success.

From Client to Consultant

Matthew believes that serving our nation is crucial and often undervalued. He saw the potential of leveraging Australian property as a growth asset to provide financial stability post-service. His own successful property transactions ignited a passion for property investment, leading him to dedicate himself to helping others achieve similar success. To ensure his proficiency, he’s currently three-quarters of the way through a Bachelor of Business, majoring in property and development.

So, when Matthew joined the Capital Properties team as a Property Consultant in 2024, we knew his firsthand experience as a client meant he had a clear understanding of Capital Properties operations, values, and dedication to our clients’ success. And his experience and education give him unique insights into the challenges and opportunities faced by ADF members choosing to invest in property. All of which meant his transition into the Property Consultant role at Capital Properties was seamless.

Matthew’s property investment success

Capital Properties helped Matthew achieve his goals through strategic investment planning and emphasising the importance of time in the market rather than trying to time the market.

Together with his wife Brehanna, they’ve built a substantial portfolio while maintaining a healthy lifestyle balance. This personal success story is a testament to the effectiveness of Capital Properties’ property investment strategies. And it’s meant that Matthew has been able to enjoy a successful balance between professional growth and personal fulfillment.

Matthew highlights three key elements that make Capital Properties stand out:

1. The widely experienced and personable Capital Properties team
2. The new Capital Properties office in Coolum
3. Making a positive impact on the ADF/veteran community

Matthew’s property advice for ADF Members

Matthew believes that property investment in Australia can be incredibly empowering as a growth asset, and he emphasises the importance of diversifying your strategy to include a balance of cash flow and capital growth.

But, before you do anything, book in for a FREE Discovery Session. Matthew agrees that it really is the best place to start your property investment journey. Then, he advises establishing a savings goal and setting up a locked (two-to-sign) savings account with someone you trust. This discipline can significantly accelerate your savings and investment journey.

When it comes to making that all-important property investment purchase, Matthew advises removing emotion from the buying process and engaging a professional. Emotional decisions can lead to overpaying, while data-driven decisions ensure informed investments.

And get to know your entitlements. ADF members benefit from a low-cost living lifestyle, housing subsidies, corporate partnerships with lenders for preferential rates, and significant concessions in certain states/territories, which can save up to $50,000 in some cases. These advantages make property investment an especially beneficial strategy for ADF members. Check out Defence Force loans and entitlements here.

On a personal level, Matthew, his wife Brehanna, and their daughter Morgan plan to travel around Australia over the next few years. The plan is to settle down in the NSW alpine region while continuing their property investment journey to build generational wealth. And we wouldn’t be surprised if one of his investments included a winery as he’s been itching to learn winemaking.

Right now though, Matthew aims to assist others in unlocking their financial futures through strategic property investment, helping them achieve long-term financial freedom.

Matthew’s passion for property investment and dedication to helping others achieve financial stability make him a valuable asset to our team. We are proud to have Matthew on board and look forward to the continued success of our clients, guided by his expertise and experience.

Matthew Bondarczuk’s journey from client to consultant at Capital Properties exemplifies the transformative power of strategic property investment. You can enjoy the same success and the best place to start is with our FREE Discovery Session.

Managing your investments is made easier and more efficient with our Capital Properties free online tools and apps.

Are you ready to take your property investment journey to the next level?

At Capital Properties, we understand that achieving success in property investment requires a strategic approach. That’s why we’re excited to introduce you to the Capital Properties Property Investment Planner.

This 4-in-1 planner is designed to help you reach your goals of successful property investment for future financial security so you can create the life you dream of.

Invest in your future with the Capital Properties Property Investor Planner, the best 4-in-1 planner for property investors in Australia! Then come along to our FREE Capital Properties  Discovery Session where we’ll help you put these plans into action.

Our Property Investment Tools & Apps and Capital Properties Pinnacle Support Program will support you every step of the way.

On the go? Here’s 30 seconds of take outs:

• As ex-ADF members, Capital Properties understand the barriers and opportunities ADF members face when it comes to property investment.
• The Capital Properties Property Investment Planner was created by Capital Properties founder, Marcus Westnedge.
• The user-friendly planner has tools, tips, and strategies to help you stay focused & learn to prioritise goals & tasks.
• This is Australia’s best property investment planner with daily inspiration, mindset evaluation, hourly schedule, personalised goal setting, and there’s nothing stopping you from starting right now!

Keep reading >>

Designed by ADF Investors, for ADF Investors

The Capital Properties Property Investment Planner was developed by seasoned property investors who understand the challenges and opportunities in the Australian property market, as well as the barriers and opportunities you’ll experience as ADF members.

Marcus Westnedge, the founder and director of Capital Properties, brings a wealth of experience to the world of property investment. He joined the Royal Australian Navy at 17, bought his first property at 19, and built a multimillion-dollar portfolio before leaving the Navy.

He created a 7 step to successful property investment strategy that’s helped thousands of ADF members get on top of their financial literacy and use their disposable income to build generational wealth.

And because Marcus is passionate about helping others achieve property investment success, he’s developed this unique Property Investment Planner to get you started.

What makes this Property Investment planner the best?

It’s not just another generic planner; it’s a roadmap to help you navigate every step of property investment.

This comprehensive planner is packed with tools, tips, and strategies to make sure you stay focused and learn to prioritise goals and tasks like a seasoned property investor. It covers everything you need, including:

1. Building better habits: Success in property investment starts with cultivating the right habits. Our planner provides insights and exercises to help you stay focused.
2. Increase productivity: We’ll show you how to maximize your productivity, so you can make the most of your time and resources.
3. The ‘Well-Formed Outcome’: Learn this specialised goal-setting technique to create a plan of attack and hit each of your targets.
4. Self-evaluation for success:  Self-awareness is key to successfully setting goals, tracking progress and making necessary adjustments.
5. Yearly ‘mind map’: A visual mind map helps you maintain clarity and focus on your property investment goals and plans for the year ahead.
6. Annual budget template: Get a handle on your finances with our accurate annual budget template. Know where your money’s going and plan accordingly.
7. ‘Personal Action Sheet’ and ‘Personal Action Plan’: Monitor your progress toward your goals with our monthly templates.
8. Weekly strategy planning:  Consistency is key. Our weekly strategy planning templates make it easy to stay on track.
9. Daily ‘to-do’ lists: Get stuff done. Each day will bring you closer to your investment goals.

How the Capital Properties Property Investment Planner helps you stay on course

Like every well-executed plan, you need to measure what matters. That’s why our planner is designed to prevent procrastination and keep you focused on your end goal. Here’s why it’s your key to success:

1. Daily inspiration: You’ll find a dose of inspiration to keep you motivated every day.
2. Mindset evaluation: Discover what a winning mindset looks like and adjust yours for success.
3. Hourly schedule: Keep track of your daily activities and create healthy habits that’ll keep you accountable.
4. Personalised goal setting: Define what success looks like to you. What are your career, financial, and personal goals? Think about family time, spiritual growth, recreation, and your long-term goals.
5. User friendly: We’re all about helping you achieve success in property investment, so our planner is easy to use and gets you there faster.
6. Undated: You can start using it right now, no need to wait for a specific date.

Your journey to property investment success starts here. With our Switched-On Strategy Series and Capital Properties Pinnacle Support Program you’ll have the full support of our experienced team.

So, make the first move and make sure you don’t miss out on this opportunity to take control of your property investment future. Purchase your copy of the Capital Properties Property Investment Planner today and set yourself on the path to success.