ADFA – Yes, it’s time to start building your property portfolio

If your in ADFA don’t wait to build your property portfolio!

ADFA – Start your property portfolio now for future financial success

As Australian Defence Force Academy (ADFA) members you’re already committed to defining yourself as leaders of the Navy, Army and Air Force. At Capital Properties, we want you to apply that same commitment to your own future financial success. And, believe it or not, right now, while you’re in the ADFA is the perfect time to start building your property portfolio.

While your military training prepares you for many challenges, it might not fully prepare you for life after your service. And we know that for most young people, financial planning doesn’t take top priority. That’s why we’ve made it our mission to work with ADFA members to help them learn strategies for long-term financial success without compromising on their lifestyle. And we believe that building your property portfolio is the very best way to do this.

We often hear from our clients that they just wish they’d started building their property portfolio earlier, so read on to learn how we can help you avoid that same mistake.

Now is the perfect time to consider building your property portfolio and laying the groundwork for long-term financial freedom. At Capital Properties, we specialise in helping Australian Defence Force Academy (ADFA) members like you, to invest your disposable income wisely, turning today’s savings into tomorrow’s security. To get started, book your Capital Properties Discovery Session now.

On the go? Here’s 30 seconds of take outs:

• If you’re in the ADFA then it’s time to start building your property portfolio.
• Capital Properties helps ADFA members to invest disposable income wisely.
• Starting your property portfolio in the ADFA means that you’re able to:
• leverage your income & access ADF-specific financial benefits,
• make your disposable income work for you,
• access the power of compounding growth,
• secure your future financial freedom.
• Attending our FREE Discovery Session takes you through our 7 step successful property investment strategy.
• The first 3 steps to successful property investment are:
• set clear, actionable goals,
• know your finances,
• identify your property investment strategy.
• The Capital Properties team will work with you through all 7 steps, including researching the Australian property market, identifying the right property, cash flow, rental income & tax benefits etc. as well as your ongoing investment strategy.

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It’s rare to find 18- or 19-year-olds who are already thinking ahead to retirement. And it’s just as unlikely that property investment would be on their radar, especially with some of the media reporting about the current property market here in Australia. Plus, we know how much focus is required to excel in your military career. But we also know that the early bird catches the worm.

 

Our founder and Director, Marcus Westnedge made his first property investment early in his naval career, allowing him to create his ideal lifestyle. That’s why he’s so passionate about educating ADFA about property investment opportunities. Here’s why starting now makes all the difference:

 

1. Leverage your financial position

As an ADFA member, you’re in a unique position to be able to leverage your stable income and utilise valuable financial products designed to help ADF members invest in their future. For instance, Australian Defence Force Home Loans can provide you with generous interest rates and loan structures that aren’t available to the general public. Our recent blog post “Home Buyer Entitlements for Defence Members” covers ADF, Federal and State entitlements.

2. Make your disposable income work for you

So many people waste their disposable income on unnecessary ‘stuff’. Creating good habits now will pay dividends in years to come. Setting up a regular savings deposit creates discipline and accountability. That means you won’t get sucked into spending your hard-earned dollars on stuff that doesn’t matter to you, but you’ll have the money available for the important purchases when you need it.

3. The power of compounding growth

Property investment is a long-term strategy that benefits from compounding capital growth. The earlier you start, the more time you give your investment to grow. And because, property values typically rise over time, especially in key locations, having more years of ownership under your belt means you can reap more of the benefits. This is why we say, “time in the market is more important than timing the market”.

4. Future financial independence

By investing now, you’re not just buying a house, you’re securing your future financial independence. The aim is to reach the end of your military career with an established property portfolio that generates passive income. This gives you the financial security to retire comfortably or pursue new ventures without the pressure of financial constraints.

How to get started in property investment

At Capital Properties, we’ve tailored our services to support ADF members at all stages of their investment journey. If you’re a first-time investor or unsure where to begin, we’ve got you covered. We offer a structured approach designed specifically for your unique needs. When you attend our FREE Discovery Session we’ll take you through our 7 step successful property investment strategy. Here’s a taster of the first few steps:

Step 1: Set clear, actionable goals

The first step in building your property portfolio is to set clear goals. Identify what you’re trying to achieve with your investments? Whether it’s generating rental income for a second income or for long-term capital growth to fund a comfortable lifestyle down the track, your goals will dictate your investment strategy. Our guide on Goal Setting Strategy is a good place to start.

Step 2: Know your finances

A key aspect of starting your property portfolio is finding out exactly where you are financially. That means completing an Asset & Liability work sheet and figuring out your borrowing capacity. You find this tool and others in the Capital Properties Property Investment Tools & Apps page on our website.

As an ADFA member, you have access to financial products that provide flexible terms and competitive rates such as interest rate discounts, lower fees, and greater flexibility. All of which make it easier to buy your first investment property. Capital Properties can help guide you through the process of assessing your resources and securing a loan that fits your situation.

Step 3: Identify your property investment strategy

Once you’ve clarified your goals, and know where you stand financially, the next step is to create a clear plan – or strategy – for achieving them. This is where it really helps to get the right team around you. They’ll help you create a property investment strategy that is specific to you and aligns with your goals.

ADFA property portfolio development

Steps 1 to 3 in the Capital Properties 7 step successful property investment strategy will help you discover if property investment is the right tool to help you reach your financial and lifestyle goals. But for successful ADFA property portfolio development, we’ll need to work through steps 4 to 7 of the Capital Properties 7 step successful property investment strategy where we really get into the nitty gritty of investment.

This includes everything from researching the Australian property market, to identifying the right property and tenant for your circumstances. We’ll also help you keep on top of cash flow and make sure you know exactly where you stand with rental income, interest rates and tax benefits etc. If this sounds daunting, please believe us when we tell you that after we’ve worked with you, you’ll be fully empowered with all the education you need to be able to make sense of this much more easily. Hell, you’ll probably even want to get your friends and family in on the action too!

And our help doesn’t stop once you’ve made a purchase. We’ll be there for the construction phase (if appropriate), property management and make sure you’re on track with your ongoing investment strategy.

Ready to start building your property portfolio?

The path to financial freedom starts with your first step. By investing in property in the ADFA the sooner you start, the more you stand to gain. The team at Capital Properties are passionate about helping you to start building your property portfolio and securing a stable, profitable future.

Remember, the earlier you start the sooner you can reap the rewards, so book your FREE Capital Properties Discovery Session today and discover the Capital Properties Switched-On Strategy Series.

As part of our commitment to your ongoing success, you’ll have access to all of our Capital Properties Property Investment Tools & Apps and Pinnacle Support Program.

Note: This information is general advice only. Always do your own research and seek independent financial advice

Make the most out of the silly season and book your end/start-of-year review with the Capital Properties team

‘Tis the season to be jolly, and what better way to celebrate than by taking a moment to reflect on your property investment strategy with Capital Properties? As the year draws to an end and a new one about to begin, it’s the perfect time to evaluate your property investments, set new goals, and make any necessary adjustments so you can hit the ground running in 2024.

In this blog post, we invite you to join us for an end/start-of-year review to help secure your financial future for the years to come. So, grab a cold one and let’s explore why a property investment check-up is the best way to close out your year.

The Capital Properties team live and breathe property investment for ADF members, and it’s our mission to make sure we help you achieve your property investment goals to reach future financial security. Our FREE Capital Properties Discovery Session is a great place to start, and we have tools and strategies to help you every step of the way.

On the go? Here’s 30 seconds of take outs:

• Capital Properties clients use proven property investment strategies to weather the storms and make the most of the opportunities in the Australian Property Market.
• An end-of-year review will make sure you stay on the path to financial success. The review covers:
  • Lifestyle and financial goals
  • Assessment of current property portfolio
  • Optimisation of property investment strategy
  • New opportunities identified
  • Prep for tax season
• We’ll also cover latest property data, market analysis, research as well as your cash flow position and explore the options available to you, whether you’re ready to grow your portfolio, or make changes to get you closer to that point.
• Book your end-of-year review now so you can hit the ground running in 2024.

Keep reading >>

Looking back to look forward

Before we welcome in the new year, it’s only natural to look back at the past one and reflect on the successes and challenges we’ve faced. In 2023, Australian Defence Force (ADF) property investors encountered plenty of opportunities and challenges in the Australian property market. From the highs of unprecedented rental demand in some areas and attractive government initiatives, to the lows of building supply issues and soaring interest rates, we’ve had a hell of a ride.

Capital Properties clients have used our proven property investment strategies to weather the storms and stay ahead of the game with growing portfolios and strong capital growth across all their investments. And we want to see you continue to succeed in 2024 and beyond. That’s why we encourage you to take advantage of a Capital Properties end-of-year review and make sure you stay on the path to financial success.

Why an end-of year review?

The comprehensive Capital Properties end-of-year review will allow you to:

1. Review your lifestyle and financial goals

It’s easy to get busy and bogged down in the craziness of day-to-day life, especially if they involve training, exercises, and deployments. So, it’s important to speak to someone with an objective view to make sure you are still in line with your goals.

2. Assess your current property portfolio

Together we can analyse your current property investment(s), assess their performance, and make sure they still align with your financial and lifestyle objectives.

3. Optimise your property investment strategy

We’ll make sure you stay on track by working with you to optimise your property investment strategy to maximise returns and minimise risks.

4. Identify new opportunities

The Australian property market is constantly evolving. The Capital Properties experts will help you discover new opportunities that may be worth exploring in the coming year.

5. Prepare for tax season

According to the Australian Taxation Office (ATO), 9 out of 10 rental property investors make errors in their tax returns, especially when it comes to interest deductions. The Capital Properties team can help you ensure your investments are structured in a tax-efficient manner to avoid facing the wrath of the ATO when it comes to tax time.

What does the end/start-of year review cover?

As well as making sure you have a clear vision of your goals and the strategy you need to get you there, our end of year review will cover some essentials such as:

1. Latest property data and research

We’ll re-evaluate your investment property(s) cash flow position and comparative market analysis, including:

• RPdata suburb and statistics reports for each property
• Residex suburb reports
• The latest Forecast ID demographic reports
• Desktop and full valuations
• Rental manager feedback and reviews
• Vacancy rates

2. Strategy development

We’ll look at the options available to you, whether you’re ready to grow your portfolio, or make changes to get you closer to that point. Our finance team will confirm your new borrowing capacity and discuss the next steps. If it suits you better, we can do all, or most of this, over the phone. Your options might include:

• Option A. Capacity for a new purchase – If you’re in the position to explore your next property investment opportunity, we’ll help you get the ball rolling.
• Option B. Increasing capacity – If you’re not ready for your next investment just yet we’ll share tips that will increase your capacity and help you get closer to your goals.

Option C. Consolidation – We can help you work out if you should consolidate your finance, find better interest rates, and reduce your investment/personal debt.

What’s next?

We know that the unique demands of Defence life mean you don’t always have time to stay updated and make sure your investment(s) is working the hardest for you. We created the Pinnacle Support Program to make sure you’re supported the whole way through your property investment journey. And we believe the end of the year is the perfect time to evaluate your property investments and set the course for the year ahead.

It’s also a chance for us to say thank you for your continued trust in our team. Your support is greatly valued, and we look forward to celebrating your successes in the years to come.

Get in touch now to book your end-of-year review and make sure you’re still on track to reach your financial and lifestyle goals.

If you’ve got some time, you can check out our FREE Property Investor Tools and Apps and download a copy of our book, Property Investment SOP  – essential reading for all property investors and first home buyers.