In the 2022 federal budget, the federal government announced a new Regional Home Guarantee (RHG) scheme to boost construction and help homebuyers get onto the property ladder sooner in regional/rural areas.  Let’s take a closer look at the Regional Home Guarantee – 5% Deposit Scheme and see what it might mean for you. Need help […]

In this blog post, we’ll discuss the nitty-gritty of buying a house in Australia while in the Australian Defence Force (ADF). We’ll include the information you need to take advantage of some loan subsidies and other incentives that are available to you as an ADF member. Want help choosing the right property? Book a discovery […]

It’s no secret that buying a property is one of the best investment decisions that you can make. Property investment is far more predictable than shares or crypto, for example, which can be massively volatile in unstable economic times. Investing in property allows you to benefit from tax advantages while gaining predictable cash flow and […]

Capital Properties buyers agent service Are you in the Defence Force and are considering buying a property within your posting locality? Or maybe an established investment property? Our buyers agent service will help you find your ideal property and negotiate the lowest price and settlement with ease. Capital Properties buyers agent service specialises in sourcing […]

When you’re searching for property, finding the ideal house or block of land can feel all consuming. Many of our clients tell us that they spend an exorbitant amount of time on realestate.com.au without ever finding anything suitable. A lot of that time online is fruitless when you don’t know exactly what you’re looking for. […]

Victorian upper house passes the Windfall Gains Tax. What does this mean for land and property costs? The Windfall Gains Tax (WGT) was first announced by the Victorian government in May 2021. On 20th November the ‘Windfall Gains Tax and State Taxation and Other Acts Further Amendment Bill 2021’ was passed into Parliament. The WGT is […]

Have you heard about the most recent APRA lending changes?  On Wednesday 6th October 2021, the Australian Prudential Regulation Authority (APRA) sent a letter to all authorised deposit-taking institutions (ADIs) – that includes banks, building societies and credit unions – to advise them of changes to mortgage serviceability buffers. This letter stated that the minimum interest […]

The National Disability Insurance Scheme or ‘NDIS’ is an Australian Government program that funds costs associated with disability. It was legislated in 2013 and went into full operation in 2020. You probably already know someone who’s benefiting from it, so what are your chances of making it work for you? Let’s start by saying it’s […]

What’s the Victorian Homebuyer Fund all about? On the back of a tough couple of years for Victoria, the Victorian Government has launched a new home-buyer fund called the Victorian Homebuyer Fund (VHF). This is essentially a shared equity scheme which allows successful applicants to purchase a property with a minimum deposit of 5%. The […]

Most ADF members are so busy working they don’t have time to focus on other aspects of their life, not to mention long-term planning. Sure, the idea is to work an eight-hour day and then make time for you, but with training, exercises and deployments it sometimes seems impossible get off base. We know, we’ve […]

How important is the finance component to the property buying process? Very. In fact, aside from choosing the right property, in the right location, finance is the most important component to property investment. So, it’s essential to get it right. But nobody’s born knowing this stuff. And many financial institutions seem to love making the […]

If you’re in the Australian Defence Force and based in NSW a $10,000 Government grant may be available to give you a great kick start. Conditions apply.