Victorian upper house passes the Windfall Gains Tax. What does this mean for land and property costs? The Windfall Gains Tax (WGT) was first announced by the Victorian government in May 2021. On 20th November the ‘Windfall Gains Tax and State Taxation and Other Acts Further Amendment Bill 2021’ was passed into Parliament. The WGT is […]

Have you heard about the most recent APRA lending changes?  On Wednesday 6th October 2021, the Australian Prudential Regulation Authority (APRA) sent a letter to all authorised deposit-taking institutions (ADIs) – that includes banks, building societies and credit unions – to advise them of changes to mortgage serviceability buffers. This letter stated that the minimum interest […]

The National Disability Insurance Scheme or ‘NDIS’ is an Australian Government program that funds costs associated with disability. It was legislated in 2013 and went into full operation last year (2020). You probably already know someone who’s benefiting from it, so what are your chances of making it work for you? Let’s start by saying […]

What’s the Victorian Homebuyer Fund all about? On the back of a tough couple of years for Victoria, the Victorian Government has launched a new home-buyer fund called the Victorian Homebuyer Fund (VHF). This is essentially a shared equity scheme which allows successful applicants to purchase a property with a minimum deposit of 5%. The […]

Most ADF members are so busy working they don’t have time to focus on other aspects of their life, not to mention long-term planning. Sure, the idea is to work an eight-hour day and then make time for you, but with training, exercises and deployments it sometimes seems impossible get off base. We know, we’ve […]

How important is the finance component to the property buying process? Very. In fact, aside from choosing the right property, in the right location, finance is the most important component to property investment. So, it’s essential to get it right. But nobody’s born knowing this stuff. And many financial institutions seem to love making the […]

If you’re in the Australian Defence Force and based in NSW a $10,000 Government grant may be available to give you a great kick start. Conditions apply.

Question: What does a sea change, tree change and smashed avo have in common? Answer: A bloke by the name of Bernard Salt. Question: Is it important to understand and interpret demographic data when purchasing property? Answer: Yes. Question: Are the 2 questions above in any way related? Answer: Absolutely. And if you’re interested in […]

Have you heard that building costs are on the rise? And we’re not talking the usual inflation here, costs have significantly increased since this time last year. You may be wondering why? And if you’re an investor, you’re probably also considering what impact it’ll have on the property market. You certainly won’t be the only […]

One of the first things you’ll need to do when you’re buying a property, refinancing your home loan or trying to access the equity in your property, is to get a valuation of the asset. This valuation will be used by your lender to make sure they’re lending responsibly. Your bank/lender needs to make sure that […]

What is the Property Investor Planner? The Capital Properties Property Investor Planner has been designed by professional property investors specifically to assist other property investors. This planner shares tools and tips to help you stay focused and learn to prioritise goals and tasks like a seasoned property investor. Like any well-executed plan, we’ll help you […]

The Capital Properties Pinnacle Program – Property Investor Review Capital Properties’ 7 step process to successful property investment recognises that in order to master our trade craft, it’s vital for property investors to continuously review where we’re at and what our current, short-term and long-term objectives are. On the go? Here’s 30 seconds of take […]