At Capital Properties, we understand the unique financial challenges faced by Defence personnel. Our mission is to empower you with the knowledge and tools to achieve financial independence through strategic property investment.

RBA CASH RATE HOLD – April 2025

The Reserve Bank of Australia (RBA) has held the cash rate steady at 4.10% at its latest meeting. With inflation continuing to trend lower, there’s growing optimism that a rate cut may be on the horizon.

Read the official RBA statement here

Inflation Eases Further

The latest data from the Australian Bureau of Statistics shows that inflation is easing. The monthly Consumer Price Index (CPI) reveals that headline inflation slowed to 2.4% over the 12 months to February, down from 2.5% in January – and well within the RBA’s target range.

This has led many economists to predict the possibility of a second rate cut later in the year, potentially as early as May.

Cost-of-Living Relief in the Federal Budget

The Federal Government’s 2025–26 Budget has also offered some welcome relief for households grappling with cost-of-living pressures. Key measures include:

  • New tax cuts for Australian taxpayers
  • Energy bill relief
  • Reduced costs for medicines and student debt

Expanded Support for First-Home Buyers

  • In positive news for aspiring homeowners, the Government has announced an expansion of the Help to Buy program.
  • Eligible buyers can receive up to 40% equity contribution from the Government
  • The scheme aims to help around 40,000 Australians purchase a home with a smaller deposit and mortgage
  • Property price and income caps will be raised:
  • From $90,000 to $100,000 for individuals
  • From $120,000 to $160,000 for couples and single parents
  • Around $800 million has been allocated to increase accessibility

Additionally, $54 million has been allocated to support prefabricated and modular housing to boost new home construction.

If you’re considering buying a home or want to learn more about your eligibility for government assistance, we’re here to help. Get in touch to explore your finance options.

Property Market Snapshot

State/Territory Auctions / Clearance Rate Private Sales Monthly Home Value Change
VIC 1313 / 61% 1402 ▲ 0.5%
NSW 1306 / 55% 1772 ▲ 0.3%
ACT 72 / 47% 141 ▲ 0.2%
QLD 246 / 43% 998 ▲ 0.4%
WA 13 / 15% 569 ▲ 0.2%
NT 5 / 40% 24 ▲ 1.0%
TAS 2 / 50% 183 ▼ -0.4%
SA 123 / 67% 279 ▲ 0.8%

 

Contact us today to learn how we can support your property journey!